There is no such thing as being over protective when it comes to your residence and your finances. There are lots of roofing contractors on the market that are willing to bend the guidelines to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every once in a while. That's why it's important to know these 4 simple ways to safeguard yourself when choosing a Roofing Contractor Dallas.
Problem: You hire a roofing contractor to correct a trickle on your own roof. One of their workers decides not to utilize proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, while he was hurt on your own property.
Solution: Roofers Compensation is a form of insurance covering roofing injuries. If your roofing contractor has workers compensation, any injured employees are entitled to recoup expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so you are saved the difficulty and expenses of paying those bills yourself.
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there's an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inner of one's building. You wind up paying to correct the damages yourself.
Solution: If damage occurs to Roofing Contractor Dallas your home or building that is the fault of a roofing contractor, you wish to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as previously mentioned in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it's almost like there is no coverage at all. Search for coverage that doesn't exclude water damage caused by leaving a roof open.
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you notice a leak. You try to get hold of the business, but can't find their information. You try to appear them up by their business license and you find that there clearly was never a company license issued for that company. You are forced to fund the repairs yourself.
Solution: Check in advance that your Roofing Contractor Dallas has a small business license. If they don't have a license, it is actually a sign that they do not know what they are doing. The business could easily disappear or walk out business.
In the state of Utah, your roofing company should have a shingle license and a general roofing license to put in a pitched roof. A set roof installation only needs a general roofing license.
A general contractor is legally able to install a roof with no roofing license if they've an over-all contractor license. However, there has been plenty of cases of general contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners in addition to home owners. It is ideal for a broad contractor to really have a roofing license in addition to their general contractors license.
In Utah, the quantity for an over-all roofing licence is S280. The overall contractors license is B100.
If your Roofing Contractor Dallas is in the center of focusing on your roof and you discover that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not required to cover anything to the contractor because they certainly were operating illegally. Then you're able to locate a qualified contractor to repair your roof and finish the job.
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your roof. You find that the contractor didn't pay his supplier and that you are now responsible for that payment. This has happened and can happen to you.
Solution: Be sure to request a lien waiver when the task is completed and when you pay. A lien waiver simply states when the contractor fails to create his payments to a supplier or employees, you're not responsible to cover them. It's ultimately in place to protect the home or building owner from paying twice. If you obtain the lien waiver before you spend, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any extra paperwork.